![]() “Getting a license isn’t just about avoiding a fine. Would you drive a car in your home country unlicensed? No? So don’t consider riding a motorbike in Cambodia, or anywhere else, unlicensed either. Essentially this will be a similar process to your home country, but it will all be in a language you most likely do not speak, for road rules you may not be familiar with, and it will eat into your precious holiday time. It varies, but you’ll probably need to sit a written test (in the local language) and supply supporting documentation with your local address. However, this approach isn’t all that convenient to do for short-term visitors. With the exception of Vietnam (more on there below) having done these two things will have you riding legally in Southeast Asia.Ī second approach is to get a license in the country you are travelling in. Then, once you are licensed, get an International Driving Permit (IDP) endorsed for motorbike riding. First, get a motorbike license in your home country. The most straightforward approach to ensuring you are covered is to take two steps. So before you read any further, remember: If you have no license, you don’t have any insurance either. You don’t have a motorbike license? Then chances are you don’t have insurance cover for when you are riding a motorbike in Thailand (or at home for that matter!). Just as a car license doesn’t cover you for driving a truck, it doesn’t cover you for riding a motorbike either. Most travel insurers will require that at a minimum you are licensed for the vehicle you are driving or riding. This is one of the easiest ways to see if a World Nomads policy is right for you. World Nomads has a very handy page titled “Am I covered by travel insurance if I’m riding a motorbike or scooter?” You can change the country to read the different policy qualifications. Read the small print thoroughly and see which of the above applies to you. Photo: Stuart McDonaldĪsk yourself: “Am I licensed to ride a scooter?” ![]() You’ll need to read the policy relevant to you to get the exact details, but broadly speaking, travel insurers will insist on one (or a combination) of the following:ġ) You must have a license to ride that is viewed as valid in the country you’re riding in Ģ) You must have a license to ride that is valid in your home country ģ) You must have a license to ride that is valid for the type of bike you are riding. Specific motorcycle riding coverage varies depending on a variety of factors, including the country you are riding in and the country you are from. ![]() And can you blame the insurers? Insurance requirements for motorcycling in Asia Without both of these things going on, your travel insurance most likely will not cover you. Secondly, you need to be careful: wear a helmet, stay sober and obey local road laws. Firstly, you need to be properly licensed. ![]() Making sure you are covered boils down to two things. If you are going to ride a bike, it is vital that you have travel insurance covering motorcycling in Southeast Asia. Good driving, such as not speeding or braking sharply, can lead to lower premiums, making it ideal for young careful drivers.It isn’t all good news though-motorcycles are unfortunately far from the safest mode of transport. With this type of insurance, a GPS transmitter is installed behind the dashboard of your car to monitor your driving. Telematics – often called black box insurance. You can even get multicar insurance if your family live and keep their cars at different addresses. Multiple cars – if you’ve got more than one car at home, whether they belong to you, members of your family or others who form part of your household, you can save money by getting all of your cars covered by one policy. It includes cover for tools and other cargo and takes into account higher mileage. However, you can buy add-ons to your policy that’ll allow you to drive for more days or provide comprehensive cover.īusiness use – if you have a car or van that’s only used for work, rather than travelling to work from home, business use insurance could be right for you. This might be to move home or go on a driving holiday.ĭriving abroad –comprehensive car insurance policies tend to allow you to drive up to 90 days in the EU, with third party cover. Short term cover – also known as temporary car insurance, this is an option for people who don’t keep a car on the road all year round or who perhaps own one, but need a car for anywhere from a few hours to a few months. This means that aside from simply being able to buy comprehensive or a third-party policy you can look for policies that are designed for a particular type of policyholder. Car insurance has evolved over the years to take into account different driver requirements.
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